Pricing

One all-in price per operator, always returned by the API

One all-in price per operator and operation, depending on your KemyPay plan. No setup fee, no monthly minimum.

You never have to compute it:

• GET /mobile-money/countries returns your all-in price in fee, for each operator and operation.
• POST /mobile-money/quote prices any payment before you request it: what your customer pays, the fee and what you receive.
• Your dashboard shows the same prices.

Prices vary by country and operator, and can change: always read them from the API rather than hardcoding them.

Reading fee

"fee": {
  "percent": "2.5",
  "fixed_tiers": [
    { "below": "101", "fixed": "0" },
    { "below": "501", "fixed": "5" },
    { "below": null, "fixed": "108" }
  ],
  "fixed_currency": "KES"
}

• percent: your all-in percentage for this operator.
• fixed_tiers: a small fixed amount in local currency added on top, for a few operators only (empty list for most of them). A tier applies when the amount is strictly below below; below: null covers every larger amount.

Example with the fee above, for 400 KES: 2.5 % + 5 KES.

Who pays the fee

By default you do: the fee is deducted from what you receive. You can also add it to the price paid by your customer. See Who pays the fees.

High volume

Prices are public and the same for every merchant on the same plan. Processing a high volume? Contact [e-mail] for a custom rate.